With our Lightning Cash Program, you’ll be approved in a flash without even having a credit check!
Our goal is to make it easy and affordable for our members to pay their loan back so you never have to pay more than you need to.
Applying is Quick and Easy! Choose the method that is most convenient for you:
1. Stop by our office or
2. Download a loan application or
3. Call a Financial Service Representative at 417.862.0471 or 888.430.7199.
Disclaimer: *(APR=Annual Percentage Rate). $10 fee per loan. A $1,000 loan at 18% APR for a term of 12 months has a payment of $92.64 per month and a 19.91% APR. Must be a member in good standing for at least six months with checking and direct deposit for at least two months. Eligibility and membership required. Limit one active “Lightning Cash” Loan per household. Other restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice. See Credit Union for complete details.